Insurance Defense
Insurance Defense Attorneys
Most of us have multiple insurance policies in effect, from homeowners’ insurance to liability and car insurance. These policies help to protect us and our families when things go wrong and provide financial compensation during times of hardship or disaster. It is not uncommon for a policyholder and their insurance company to be sued regarding a part their policy or contract. For example, a policyholder and their insurance company can be sued if they were negligent in a vehicle accident that resulted in injury or a fatality.
Most companies retain an experienced attorney to represent them and their clients during these cases, oftentimes from an internal legal team or a private practice outside the business. For over 30 years, the Hightower Law Firm has been the preferred law firm for multiple insurance carriers, and has handled thousands of cases in defense of claims for personal injury and property damage. Some insurance companies allow the policyholder to hire a lawyer of their choosing. Having a skilled attorney on your side when defending yourself against such claims is the best way to obtain better outcomes, as you can fight against insurance claims in court.
At the Hightower Law Firm, we draw upon decades of experience representing policyholders and their insurance companies to help you understand the process, navigate you through the litigation procedures, and minimize or negate your liability exposure for a claim against you.
Frequently Asked Questions
A: Notify your insurance company IMMEDIATELY after an accident, even if you don’t think the damages were significant or have no intention of filing a claim. A timely response is legally required by the court and required by your insurance company to maintain coverage. The representative of the insurance company will send all appropriate documentation to their counsel, and you will be called to schedule a meeting. Some insurance companies allow the policyholder to appoint their own legal counsel, and you must hire your own attorney if this is the case. The insurance company will notify you of the next steps you will need to take. When you receive legal paperwork, forward copies to your insurance company right away. Do not speak to opposing attorneys, the other insurance company, or anyone else without your attorney present.
A: Your attorney will work in tandem with the insurance company, gathering evidence in the form of police reports, medical documentation, interviewing expert witnesses, deposing witnesses, and more. Your legal counsel will be in contact with the opposing counsel, their insurance company, and the plaintiff of the case, so there is no need to ever speak to someone from the opposite side without your attorney present to advise you. Your attorney serves as a protective barrier between you and the person or parties suing you to prevent you from unintentionally saying something that may hinder your case. Do not answer phone calls or email correspondence without speaking to your attorney first. He or she will advise you on what you can and can’t answer to protect you and your insurance company.
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